SEC Form 4
Bread Financial Holdings, Inc. (BFH) insider trading
In the 12 months to Oct 23, 2026, 3 BFH insiders reported open-market sales of $2.5M across 3 filings; 2 insiders bought $62.0K.
Latest filing · Last 12 months · Source: SEC EDGAR · How we count
- Open-market sales
- $2.5M
- 3 filings · 3 insiders
- Open-market purchases
- $62.0K
- 2 filings
- Pre-arranged sales (10b5-1)
- 1 of 3
- $1.3M of $2.5M sold (53%)
Who traded BFH, and when
- Purchase
- Sale
- Sale, pre-arranged (10b5-1)
BFH daily close from Oct 23, 2025 to Oct 23, 2026, between $59.98 and $113.40, last $101.18. 3 sale and 2 purchase filings by 5 insiders, marked at their filing dates. Ralph J. Andretta, President and CEO: sold $1.3M across 1 filing, first filed Jun 1, 2026, last Jun 1, 2026. Roger H. Ballou, Director: sold $874.9K across 1 filing, first filed Apr 27, 2026, last Apr 27, 2026. Praniti Lakhwara, Director: sold $297.3K across 1 filing, first filed Jul 29, 2026, last Jul 29, 2026. John J. Fawcett, Director: bought $60.3K across 1 filing, first filed May 22, 2026, last May 22, 2026. Dennis James McCarthy, EVP, Chief Revenue Officer: bought $1.7K across 1 filing, first filed Sep 16, 2026, last Sep 16, 2026.
Largest mark · tap a row for others
Ralph J. Andretta · President and CEO
Sale $1,336,540
15,000 shares at $89.10 avg
Filed Jun 1, 2026 · traded May 29
Pre-arranged (10b5-1) · close on filing date $89.39
Ralph J. Andretta · President and CEO
President and CEO
$1.3M soldRoger H. Ballou · Director
Director
$874.9K soldPraniti Lakhwara · Director
Director
$297.3K soldJohn J. Fawcett · Director
Director
$60.3K boughtDennis James McCarthy · EVP, Chief Revenue Officer
EVP, Chief Revenue Officer
$1.7K boughtHas Bread Financial Holdings, Inc.'s CEO sold stock?
Yes. Ralph J. Andretta (CEO) sold 15,000 shares ($1.3M) in Jun 2026, all under a pre-arranged 10b5-1 plan.
Open-market trades
5 filings in the last 12 months| Insider | Role | Sold | Bought | Filings | Pre-arranged (10b5-1) | Last filed |
|---|---|---|---|---|---|---|
| Ralph J. Andretta | President and CEO | $1.3M | — | 1 | 100% of sales | |
| Roger H. Ballou | Director | $874.9K | — | 1 | — | |
| Praniti Lakhwara | Director | $297.3K | — | 1 | — | |
| John J. Fawcett | Director | — | $60.3K | 1 | — | |
| Dennis James McCarthy | EVP, Chief Revenue Officer | — | $1.7K | 1 | — |
| Filed | Insider | Type | Shares | Avg price | Value | Held after | Source |
|---|---|---|---|---|---|---|---|
traded | Dennis James McCarthy EVP, Chief Revenue Officer | Purchase | 16 | $108.14 | $1.7K | 29,546 | |
traded | Praniti Lakhwara Director | Sale | 2,802 | $106.12 | $297.3K | 4,458 | |
traded | Ralph J. Andretta President and CEO | SalePre-arranged (10b5-1) | 15,000 | $89.10 | $1.3M | 595,741 | |
traded | John J. Fawcett Director | Purchase | 698 | $86.43 | $60.3K | 11,000 | |
traded | Roger H. Ballou Director | Sale | 9,687 | $90.32 | $874.9K | 30,079 |
GET /stocks/filings/vX/form-4?tickers=BFH&filing_date.gte=2025-10-23&sort=filing_date.desc&limit=500{
"status": "OK",
"results": [
{
"tickers": [
"BFH",
"BFHpA",
"BFHpB"
],
"issuer_cik": "0001101215",
"owner_cik": "0002153122",
"accession_number": "0002153122-26-000005",
"form_type": "4",
"filing_date": "2026-09-16",
"period_of_report": "2026-09-14",
"issuer_name": "BREAD FINANCIAL HOLDINGS, INC.",
"issuer_trading_symbol": "BFH",
"owner_name": "McCarthy Dennis James",
"is_director": false,
"is_officer": true,
"is_ten_percent_owner": false,
"is_other": false,
"officer_title": "EVP, Chief Revenue Officer",
"security_type": "non_derivative",
"record_type": "transaction",
"security_title": "Common Stock",
"transaction_timeliness": "O",
"aff_10b5_one": false,
"transaction_date": "2026-09-14",
"transaction_code": "P",
"equity_swap_involved": false,
"transaction_shares": 15.89,
"transaction_price_per_share": 108.14,
"transaction_acquired_disposed": "A",
"shares_owned_following_transaction": 29546,
"transaction_value": 1718.3446000000001,
"not_subject_to_section_16": false,
"direct_or_indirect": "D",
"footnotes": [
{
"id": "F1",
"description": "These shares were acquired pursuant to a dividend reinvestment feature of Mr. McCarthy's brokerage account."
},
{
"id": "F2",
"description": "This number represents the total amount of shares owned by Mr. McCarthy, rounded to the nearest whole share."
}
]
},
{
"tickers": [
"BFH",
"BFHpA",
"BFHpB"
],
"issuer_cik": "0001101215",
"owner_cik": "0002026080",
"accession_number": "0002026080-26-000004",
"form_type": "4",
"filing_date": "2026-07-29",
"period_of_report": "2026-07-28",
"issuer_name": "BREAD FINANCIAL HOLDINGS, INC.",
"issuer_trading_symbol": "BFH",
"owner_name": "Lakhwara Praniti",
"is_director": true,
"is_officer": false,
"is_ten_percent_owner": false,
"is_other": false,
"security_type": "non_derivative",
"record_type": "transaction",
"security_title": "Common Stock",
"transaction_timeliness": "O",
"aff_10b5_one": false,
"transaction_date": "2026-07-28",
"transaction_code": "S",
"equity_swap_involved": false,
"transaction_shares": 2802,
"transaction_price_per_share": 106.12,
"transaction_acquired_disposed": "D",
"shares_owned_following_transaction": 4458,
"transaction_value": 297348.24,
"not_subject_to_section_16": false,
"direct_or_indirect": "D"
}
]
}
// trimmed to 2 resultsThe response includes every Form 4 record; this page keeps open-market purchases and sales on common stock and removes duplicate joint-filer rows.
Other insider activity (not market trades) · 48 records
- Tax withholding17 records
- Grants and awards30 records
- Gifts1 record
Reported on Form 4 but not purchases or sales in the market, so not counted in the totals above.
Build this yourself
This page joins two Massive endpoints: Form 4 filings and daily prices. Ask an agent to watch for new filings:
Using the Massive API (massive.com/docs/llms.txt), check Form 4 filings for BFH every day with transaction_code=P and tell me when an insider files an open-market purchase, with their role, shares, price and the filing link.
How to read this page
- Open-market purchase or sale
- A buy or sell of the company's stock at market price. Grants, option exercises, shares withheld for tax, gifts and employee stock plan purchases are listed separately and not counted.
- Pre-arranged (10b5-1)
- The insider marked the filing as made under a trading plan set up in advance (SEC Rule 10b5-1). The mark covers the whole filing, and an unmarked filing may still be under a plan.
- Filing date
- Insiders have two business days to report a trade. Totals and the chart use the filing date, when the trade became public.