Massivemarkets

UPST

Upstart Holdings, Inc. Common stock

Nasdaq · usd

$23.44-0.41 (-1.71%)
As of 10:05:24 AM EDT on Oct 23, 2026 · 15-minute delayed

Upstart Holdings, Inc. Common stock (UPST) trades at $23.44 (-1.71%) as of 10:05:24 AM EDT on Oct 23, 2026, -4.79% over the past month. Market cap is $2.32B, with 6.2 days to cover in short interest.

Stock performance

How Upstart Holdings, Inc. Common stock (UPST) stock has performed from one day to one year, with its 52-week range.

-1.99%
-$0.47 over 1D
$23.23$23.46$23.69$23.924:20 AM7:05 AM9:25 AM9:45 AM10:05 AM$23.43
1D
-1.64%
1W
-0.42%
1M
-4.79%
YTD
-46.35%
1Y
-55.48%
52-wk range
$22.21 – $55.22

Key statistics

Today's trading snapshot for UPST: day range, open, previous close, volume and market cap.

Day range
$23.03 – $23.65
Open
$23.52
Prev close
$23.85
Volume
492.85K
Market cap
$2.32B
Shares out
97.31M

Valuation and profitability ratios: P/E, P/S, ROE

Valuation and profitability ratios for Upstart Holdings, Inc. Common stock: P/E, P/S, P/B, ROE and more.

P/E
38.47
P/S
2.10
P/B
2.91
P/FCF
—
ROE
7.6%
ROA
1.9%
Debt/Equity
2.55
Div yield
3.66%

As of Oct 22, 2026

8-K filings

Material corporate events Upstart Holdings, Inc. Common stock has disclosed to the SEC on Form 8-K.

  • Debt activityOct 20, 2026

    On October 16, 2026, Upstart Network, Inc. ... entered into a credit agreement ... [for] a senior secured revolving credit facility in an aggregate principal amount of up to $200,000,000 (the “Revolver”). The Revolver will mature on the earliest to occur of ... 364 days after the closing date, ... 45 days after the initial capitalization of Upstart Bank or ... [full repayment and termination].

  • Shareholder meetingsMay 28, 2026

    Upstart Holdings, Inc. (the "Company") held its annual meeting of stockholders on May 28, 2026. The Company's stockholders voted on the following proposals... Proposal One - Election of Class III Directors. The following nominees were each elected to serve as Class III directors on the Company's board of directors, each to serve until the Company's 2029 annual meeting of stockholders or until their successors are duly elected and qualified, by the following vote: Kerry Cooper, Mary Hentges, and Ciaran O'Kelly.

  • Board of directorsMay 19, 2026

    On May 19, 2026, Jeff Huber informed the Company that he will resign from the Board and the Nominating and Corporate Governance Committee of the Board, effective as of May 28, 2026. Mr. Huber's resignation was not the result of any disagreement with the Company, the Board or any matters relating to Upstart's operations, policies or procedures.

  • Business developmentsMar 10, 2026

    On March 10, 2026, Upstart Holdings, Inc. ('Upstart'), issued a press release announcing its plan to submit an application to the Office of the Comptroller of the Currency (OCC) and the Federal Deposit Insurance Corporation (FDIC) to establish an insured national bank, Upstart Bank, N.A. Upstart will also apply to the Federal Reserve for approval to become a bank holding company.

  • Executive leadershipFeb 10, 2026

    The Board appointed Andrea Blankmeyer as the Company's Chief Financial Officer, contingent upon her start of employment with the Company, effective as of March 16, 2026. Ms. Blankmeyer will receive an annual base salary of $450,000 per year and will be eligible to earn a target discretionary bonus in 2026 equal to 75% of base salary.

Dividend history and stock splits

Upstart Holdings, Inc. Common stock's recent dividend payments and stock splits.

Dividends

No recent dividends.

Splits

  • 1-for-52.4846Jun 19, 2012

UPST short interest

How heavily UPST is shorted: shares short, days to cover and average daily volume.

Days to cover
6.2
Short interest
28.57M
Avg volume
4.59M

As of · reported to FINRA twice monthly.

UPST news

The latest news and headlines about Upstart Holdings, Inc. Common stock (UPST).

Frequently asked questions

What is the Upstart Holdings, Inc. Common stock (UPST) stock price today?

Upstart Holdings, Inc. Common stock (UPST) is trading at $23.44 (-1.71% on the day) as of 10:05:24 AM EDT on Oct 23, 2026. Prices are delayed at least 15 minutes; real-time quotes are available from the Massive API.

What is Upstart Holdings, Inc. Common stock?

Upstart Holdings Inc provides credit services. The company provides a proprietary, cloud-based, artificial intelligence lending platform. The platform aggregates consumer demand for loans and connects it to the network of Upstart AI-enabled bank partners.

What is the short interest in UPST?

As of Sep 30, 2026, UPST has 28.57M shares short and 6.2 days to cover.

What exchange is UPST listed on?

Upstart Holdings, Inc. Common stock (UPST) trades on Nasdaq in USD, in the FINANCE SERVICES industry.

Build with AI

Build an analysis of UPST with your agent

Point Claude or ChatGPT at the Massive MCP server and recreate this page from live data.

Connect the Massive MCP server (API reference: massive.com/docs/llms.txt) and build a UPST analysis: the latest quote, key ratios (P/E, P/S, ROE), short interest, recent insider activity and the latest news.

Want the most up-to-date, real-time data? Connect to the Massive API and MCP server — the source behind every number on this page — covering stocks, options, indices, currencies and futures. Docs: https://massive.com/docs/rest. Get a free API key.

Nothing on this page is investment advice. All data and content is provided for informational purposes under our Terms of Service.